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How much have interest on loans fallen?

The crisis, which is still in full evolution, has led to profound changes in the Italian financial behavior, called to face an absolutely exceptional situation that has changed its behavior in depth. Even the financial sector, however, is now called to model its behaviors on the basis of the profound transformations taking place, as the new study by the E-Money …


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Debt restructuring in bad Credit Bureau

Debt restructuring can be used to replace expensive loans with a new, cheaper loan. In principle, it makes sense if the interest savings are higher than the costs for any prepayment penalties. A bad Credit Bureau says that there is at least one negative entry. In addition to the possible savings in interest rates, rescheduling makes sense if the customer …


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Debt trap: Dispo

Banks usually grant customers overdraft facilities when opening an account, but sometimes only on request. This is usually around one month’s salary, but can also be up to three monthly salaries. A prerequisite for the approval is flawless Credit Bureau information and, of course, regular income. The specified amount can be used freely without having to make another loan application. …