Debt

Debts with Social Security: How to deal with them so as not to risk your business

Being autonomous is not easy and the possibility of contracting debts with Social Security is a danger that constantly lurks. And it is necessary to contemplate the misfortunes and inconveniences that the daily routine brings, such as non-payments and delays in the collection of services provided to customers, or also an unexpected emergency investment the month of less billing. And …


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How much have interest on loans fallen?

The crisis, which is still in full evolution, has led to profound changes in the Italian financial behavior, called to face an absolutely exceptional situation that has changed its behavior in depth. Even the financial sector, however, is now called to model its behaviors on the basis of the profound transformations taking place, as the new study by the E-Money …


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Debt restructuring in bad Credit Bureau

Debt restructuring can be used to replace expensive loans with a new, cheaper loan. In principle, it makes sense if the interest savings are higher than the costs for any prepayment penalties. A bad Credit Bureau says that there is at least one negative entry. In addition to the possible savings in interest rates, rescheduling makes sense if the customer …

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Debt trap: Dispo

Banks usually grant customers overdraft facilities when opening an account, but sometimes only on request. This is usually around one month’s salary, but can also be up to three monthly salaries. A prerequisite for the approval is flawless Credit Bureau information and, of course, regular income. The specified amount can be used freely without having to make another loan application. …

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Credit from Switzerland without Credit Bureau

  A loan is granted without Credit Bureau if the lender neither makes a credit check while processing the application nor reports on the payment to the German credit protection agency. Credit Bureau-free loans are almost only paid out by financial institutions from Switzerland and Liechtenstein. Who are Swiss loans suitable for? A loan from Switzerland without Credit Bureau is …

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Loans popular with more and more Germans.

Every third uses at least one financing. This has been found in a recent study by the banking association. The willingness to finance has increased slightly since 2018. But what type of funding do consumers prefer and what do they need credit for? Installment loans are particularly in demand At 26 percent, the installment loan is the most frequently used …